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A：Can you lend me fifty bucks?

你可以借我50美元嗎?

B：What? Again? Why do you keep running out of money?

什么?又借?你怎么老是缺錢(qián)?

A：I guess I don't earn enough.

我想是賺得不夠多。

B：No,I think it's how you budget your life, that's the problem.

不，我想是你沒(méi)有好好計(jì)劃開(kāi)支，這才是問(wèn)題所在。

A：That's my business, not yours.

那是我的問(wèn)題，不關(guān)你事。

B：True enough, until the time comes that you need to take my money.I don't know where you're wasting your money but I think you need to take a look at what's really important.

你說(shuō)得對(duì)，可是每次你來(lái)找我借錢(qián)，我不知道你是怎么花掉你的錢(qián)的，但是你應(yīng)該想想什么事情真正值得花錢(qián)。

A：So how do you survive from pay day to pay day?

那你是怎樣度過(guò)沒(méi)有發(fā)工資的日子呢?

B：I don't just survive. I put money away as well.I know when I get paid where most of the cash will go, and I stick to my plan. If I follow a budget I don't have any nasty surprises.

我不僅僅“度日”，我還存錢(qián)，領(lǐng)了工資后，我知道錢(qián)該往什么地方花，而且我堅(jiān)持這種做法，我遵循一個(gè)比較固定的預(yù)算。量人為出，這樣我就沒(méi)有你這種麻煩了。

A：I'm not disciplined enough I guess.

我想我無(wú)法那么自律。

B：In a few months I'm planning to invest my money into some foreign companies. I think you need to reevaluate your spending habits.

幾個(gè)月以后我打算把錢(qián)投資到一些外國(guó)公司去。我想你應(yīng)該再反省一下你的花錢(qián)習(xí)慣。